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Rates effective 5/1/2021
Rates Subject to Change Without Notice
CDs
| Term | Interest Rate | APY* | Minimum Balance to Open |
|---|---|---|---|
| 3 Month CD | 0.15 | 0.15 | $500 |
| 6 Month CD | 0.25 | 0.25 | $500 |
| 9 Month CD | 0.35 | 0.35 | $500 |
| 1 Year CD | 0.40 | 0.40 | $500 |
| 15 Month CD | 0.50 | 0.50 | $500 |
| 18 Month CD | 0.50 | 0.50 | $500 |
| 2 Year CD | 0.50 | 0.50 | $500 |
| 3 Year CD | 0.50 | 0.50 | $500 |
| 5 Year CD | 0.50 | 0.50 | $500 |
| Save$um CD | 0.50 | 0.50 | $250 |
*Annual Percentage Yield
$10 minimum balance to earn interest.
Please Note: Fees could reduce earnings on these accounts. With fixed-rate term accounts, rates are guaranteed for length of term.
Early withdrawal penalties may be imposed for withdrawals from certificates of deposit before maturity.
IRAs
| Term | Interest Rate | APY* | Minimum Balance to Open |
|---|---|---|---|
| 6 Month IRA | 0.25 | 0.25 | $500 |
| 9 Month IRA | 0.35 | 0.35 | $500 |
| 1 Year IRA | 0.40 | 0.40 | $500 |
| 15 Month IRA | 0.50 | 0.50 | $500 |
| 18 Month IRA | 0.50 | 0.50 | $500 |
| 2 Year IRA | 0.50 | 0.50 | $500 |
| 3 Year IRA | 0.50 | 0.50 | $500 |
| 5 Year IRA | 0.50 | 0.50 | $500 |
*Annual Percentage Yield
$10 minimum balance to earn interest.
Please Note: Fees could reduce earnings on these accounts. With fixed-rate term accounts, rates are guaranteed for length of term.
Early withdrawal penalties may be imposed for withdrawals from IRA certificates of deposit before maturity.
Savings & Money Market
| Type | Interest Rate | APY* | Minimum Balance to Earn APY* |
|---|---|---|---|
| Transactional Statement Savings | 0.01 | 0.01 | $10 |
| Club Savings | 0.01 | 0.01 | $10 |
| Passbook Savings | 0.01 | 0.01 | $10 |
| IRA Statement Savings | 0.01 | 0.01 | $10 |
| Money Market**(Tier 1) | 0.05 | 0.05 | $10 - $2,499.99 (Variable Rate) |
| Money Market**(Tier 2) | 0.10 | 0.10 | $2,500 or more (Variable Rate) |
| Xtreme Money Market**(Tier 1) | 0.05 | 0.05 | $10 - $2,499.99 (Variable Rate) |
| Xtreme Money Market**(Tier 2) | 0.10 | 0.10 | $2,500 - $49,999.99 (Variable Rate) |
| Xtreme Money Market**(Tier 3) | 0.15 | 0.15 | $50,000 or more (Variable Rate) |
*Annual Percentage Yield
**You must deposit $2,500.00 to open this account
Please Note: Fees could reduce earnings on these accounts. Rates on variable rate accounts may change after the account is opened.
Checking
| Type | Interest Rate | APY* | Minimum Balance to Earn APY* |
|---|---|---|---|
| Direct Free Interest Checking | 0.02 | 0.02 | $10 |
| Fabulous 50 Free Interest Checking | 0.02 | 0.02 | $10 |
| Premium Interest Checking (Tier 1) | 0.01 | 0.01 | $10 - $2,499.99 |
| Premium Interest Checking (Tier 2) | 0.05 | 0.05 | $2,500 or more |
| 18/65 Checking | 0.01 | 0.01 | $10 |
*Annual Percentage Yield
Please Note: Fees could reduce earnings on these accounts. Rates on variable rate accounts may change after the account is opened.
Business Checking & Savings
| Type | Interest Rate | APY* | Minimum Balance to Earn APY* |
|---|---|---|---|
| Business Interest Checking | 0.01 | 0.01 | $10 |
| Statement (Tier 1) | 0.05 | 0.05 | $10 - $4,999.99 |
| Statement (Tier 2) | 0.10 | 0.10 | $5,000 or more |
| Passbook | 0.01 | 0.01 | $10 |
| Business Money Market** (Tier 1) | 0.05 | 0.05 | $10 - $2,499.99 (Variable Rate) |
| Business Money Market** (Tier 2) | 0.10 | 0.10 | $2,500 or more (Variable Rate) |
| Xtreme Business Money Market**(Tier 1) | 0.05 | 0.05 | 0 - $49,999.99 (Variable Rate) |
| Xtreme Business Money Market**(Tier 2) | 0.10 | 0.10 | $50,000.00 - $99,999.99 (Variable Rate) |
| Xtreme Business Money Market**(Tier 3) | 0.15 | 0.15 | $100,000.00 - $249,999.99 (Variable Rate) |
| Xtreme Business Money Market**(Tier 4) | 0.25 | 0.25 | $250,000.00 or more (Variable Rate) |
*Annual Percentage Yield
**You must deposit $2,500.00 to open this account
Please Note: Fees could reduce earnings on these accounts. Rates on variable rate accounts may change after the account is opened.